Credit Risk Process Analyst

February 14

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Aion Bank

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Is your money standing still? From savings to daily banking services, Aion Bank gives unlimited access to products designed to help you grow your money. We offer you full transparency so you can get the most out of your money.

201 - 500 employees

📋 Description

• Managing end to end retail credit processes related to Mortgages • Preparing retail credit risk policies for Mortgages • Preparing retail credit risk processes and flow for Mortgages • Testing of credit processes for Mortgages • Monitoring of retail credit portfolio for Mortgages • Data analysis to generate portfolio insights • Assisting and working together with sales, business and legal teams for introduction and management of mortgage products • Presenting Projects’ statuses / Policy changes / Portfolio performance / Monitoring reports to Higher Management

🎯 Requirements

• B.S. or Master's Degree in finance, statistics, computer science, mathematics, econometrics or related (Nice to have) • Excellent knowledge of end to end retail mortgage processes • Good Knowledge of other retail credit risk processes for products like Cash Loan, Credit Cards, Overdraft, Buy Now Pay Later (BNPL) • Good experience in banking sector especially for Mortgage processes • Experience in Data Analytics to generate important insights • Understanding of credit bureaus and the type of data provided by them • Understanding of Basic Lending Regulations & Law • Good knowledge of SQL • Ability to efficiently communicate in both: Polish and English language

🏖️ Benefits

• You will get an opportunity to work in an innovative, digital bank applying state of the art approaches and technologies. • Unless limited by banking regulations, we offer a flexible form of contract. • You will be provided an Individual Development Budget, dedicated to enhancing your professional skills. • If your role permits, we also offer flexible work location: home/office — according to your preference. • You and your closest family will be covered with VIP-level private medical care which includes dental treatment and a hospitalisation package. • We care for our colleagues’ well being, therefore we cover psychological consultations if you ever feel you need such support. • Aion bank account without fee. • We co-sponsor your Multisport card and cover 50% of its cost. • You will work on computer equipment that delivers the best user experience — Apple MacBook. • If you feel like working from the office, we have beautiful space available for you in Brussels and Warsaw. • Each office is very nicely located with convenient commute options by public transport and by bike. • Our office in Warsaw offers healthy snacks throughout the day.