Staff Engineer - Full Stack, Ruby on Rails

January 28

🏄 California – Remote

Although this job is listed in California, this company may be open to hiring remote in other states.

⛰️ Colorado – Remote

Although this job is listed in Colorado, this company may be open to hiring remote in other states.

+1 more states

🏄 California – Remote ⛰️ Colorado – Remote 🌽 Illinois – Remote

💵 $170k - $210k / year

⏰ Full Time

🔴 Lead

🔙 Backend Engineer

🦅 H1B Visa Sponsor

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Caribou

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Caribou is a company that specializes in helping customers refinance their car loans to achieve better rates and save money. The company offers a simple, fully online process that allows users to check competitive loan offers with no impact on their credit score. By refinancing, customers save an average of $130 per month on car payments. Caribou emphasizes transparency in its financial transactions and provides dedicated customer support throughout the refinancing process. Additionally, it offers optional products to protect the value of the vehicle, like extended warranties. Caribou aims to simplify the refinancing experience, making it fast and accessible for all users.

Refinance • Auto • car insurance • auto insurance

201 - 500 employees

💸 Finance

💳 Fintech

👥 B2C

📋 Description

• About Caribou: At Caribou, we care about giving people financial freedom so they can focus on what’s most important to them. Today, less than two percent of Americans refinance their auto loans despite drastic increases in the cost of new and used cars. We see huge potential to help folks reduce their monthly auto expenses, as well as increase the predictability of those expenses over time. We do this by building technology to pair customers with community banks and credit unions, and ushering them through the process quickly. On average, our drivers save $130/month on their car loans while protecting their investment long term. • About the Role: Do you thrive on working across the full stack from DB models to the screens customers interact with? This may be the role for you! We are seeking a full-stack software engineer who will collaborate closely with product and design to define requirements, drive iterative development, lead refactoring efforts to reduce technical debt and mentor teammates to build collective knowledge and capabilities. The Customer Acquisition team builds our borrower refi application UX and API for partner integrations, working in React/TypeScript/Node.js and Ruby on Rails monolith. We are embarking on a migration from React to Hotwire Stimulus in Rails. Our approach focuses on continuous improvement by learning the customers' needs and reducing friction.

🎯 Requirements

• Prior work leading engineers maintaining and improving consumer applications and partner integration APIs • Enjoys collaborating with Product, Design, and Data teams to turn ideas into real features that drive revenue and satisfy end users needs • Detail oriented engineers, with and understanding of, and a passion for, creating well-crafted software • Driven, life-long learners committed to expanding their skills in both leadership and engineering • Full-stack understanding of production software systems from Docker to DOM, to containers and caches, to databases and DNS, to runtimes and REST • Leaders with a commitment to bringing out the best in those around them as a measure of their success • Seasoned engineers with experience deploying and operating their products in production, troubleshooting and resolving production incidents • Thrives in a remote-first environment, self-motivated, with an appreciation for collaboration and growth opportunities within a diverse team

🏖️ Benefits

• Competitive compensation: $170-210k • Equity options • 401k savings program • Generous paid time off including: Flexible Time Off (FTO) for all employees and 100% paid parental leave for all parents. • Robust wellness benefits including company-paid plans for health, dental, vision, mental health, disability and basic life insurance. • Optional benefits to suit your individual circumstances such as HSAs, FSAs, supplemental life and medical insurance, and pet insurance. • Up to $1,000 per year for eligible professional development expenses.