Credit Data Science Manager - II

March 25

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Coastal Community Bank

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Coastal Community Bank is a financial institution offering a comprehensive range of banking services for businesses and individuals. It provides business checking and savings accounts, loans, credit card processing, treasury management, and online banking solutions tailored for enterprises and non-profits. On the personal side, the bank offers various checking and savings accounts, home loans, and retirement savings options such as IRAs. Committed to community engagement, Coastal Community Bank partners with local non-profits to support initiatives like job training, affordable housing, and financial literacy programs. With services such as branch banking, online banking, and mobile access, the bank aims to meet the financial needs of customers throughout the North Puget Sound region and beyond.

201 - 500 employees

Founded 1997

🏦 Banking

💸 Finance

💳 Fintech

📋 Description

• Responsible for managing and overseeing the development, validation, and performance of internal credit risk models for the CCBX consumer portfolios and providing oversight of CCBX Partner models. • Ensures credit modeling & data science activities align with the organization’s risk appetite and strategic goals. • Provides leadership during project planning, execution, reporting, and follow-up on any action plans.

🎯 Requirements

• Proven experience with credit risk modeling for EL (Expected Loss) using the PD (Probability of Default), LGD (Loss Given Default), and EAD (Exposure at Default) modeling framework. • Experience in modeling oversight, governance, or validation functions within banking, financial services, or consulting. • Deep expertise with machine learning, data science, and statistical techniques for developing credit loss forecasting models for stress testing, CECL, CCAR, and other use cases is required. • Experience with CECL process including modeling, implementation, and production of quantitative and qualitative components. • Familiarity with machine learning, data science, and statistical techniques for developing credit scorecards & origination credit underwriting is highly desirable. • Familiarity with Basel III, IFRS 9, CCAR, Dodd-Frank, and other regulatory frameworks for credit risk models. • Prior experience working with regulatory stress testing models (e.g., CCAR/DFAST) or impairment models (e.g., IFRS 9).

🏖️ Benefits

• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • Coastal Community Bank is an equal opportunity employer. • Committed to providing a workplace free from discrimination and harassment. • All employment decisions are based on merit, qualifications, and business needs.