Earnest is a financial technology company specializing in refinancing and consolidating student loans. It offers options to help clients reduce their interest rates and tailor loan payments to fit their budgets, without any credit impact. The company focuses on client satisfaction, providing in-house support and flexible refinancing solutions. Earnest's services include refinancing student loans, Parent PLUS refinancing, and personal loans, with the aim of making higher education more affordable and manageable for students and their families. Known for transparent practices and competitive rates, Earnest has refinanced over $19. 6 billion in student loans.
Consumer Lending β’ Financial Technology β’ Mission Driven β’ Value driven
March 13
π California β Remote
π΅ $112k - $127k / year
β° Full Time
π Senior
πΈ Financial Planning and Analysis
π¦ H1B Visa Sponsor
Earnest is a financial technology company specializing in refinancing and consolidating student loans. It offers options to help clients reduce their interest rates and tailor loan payments to fit their budgets, without any credit impact. The company focuses on client satisfaction, providing in-house support and flexible refinancing solutions. Earnest's services include refinancing student loans, Parent PLUS refinancing, and personal loans, with the aim of making higher education more affordable and manageable for students and their families. Known for transparent practices and competitive rates, Earnest has refinanced over $19. 6 billion in student loans.
Consumer Lending β’ Financial Technology β’ Mission Driven β’ Value driven
β’ The Senior Financial Analyst will report to the Senior Manager, Financial Planning and Analysis. β’ Lead comprehensive financial forecasting: Manage monthly and annual budgeting processes, consolidate financial models, and ensure alignment with accounting practices for accurate projections. β’ Drive strategic business partnerships: Collaborate with operational leaders to model expenses, headcount, and compensation, ensuring financial controls and accuracy in forecasts. β’ Deliver detailed monthly/quarterly financial reporting: Partner with accounting for accurate close, analyze variances, and create executive-level financial summaries and narratives. β’ Enhance product profitability analysis: Expand product-level reporting to reflect accurate P&L financials, including cost allocation and automation. β’ Optimize financial processes through automation and tool implementation: Implement and optimize FP&A tools, automate processes using scripting languages, and transition to visualization-based reporting. β’ Support strategic projects with financial analysis: Conduct financial analyses for new product development, competitive analysis, and other strategic initiatives to drive business growth.
β’ 2 - 5+ years of finance/accounting experience β’ High proficiency with Excel, Google Sheets, PowerPoint, and Financial ERP systems β’ Experience working with C-suite level leadership (direct reporting, presentations, etc.) and comfortable speaking in large groups β’ Ability to lead work initiatives with cross functional coordination with stakeholders β’ Ability to disseminate significant amounts of information with attention to details and accuracy β’ Highly motivated, quick learner and enthusiastic about their work β’ Prior experience working in the lending industry is highly valuable β’ Very strong Excel and deck/slide creation (PowerPoint) skills β’ Big plus if you can write code scripts (Python, R or other equivalent) to automate and streamline reporting and processes β’ Formula auditing β’ SQL or other database coding experience β’ Experience rolling out new products/analyzing new product financials
β’ Health, Dental, & Vision benefits plus savings plans β’ Mac computers + work-from-home stipend to set up your home office β’ Monthly internet and phone reimbursement β’ Employee Stock Purchase Plan β’ Restricted Stock Units (RSUs) β’ 401(k) plan to help you save for retirement plus a company match β’ Robust tuition reimbursement program β’ $1,000 travel perk on each Earnie-versary to anywhere in the world β’ Competitive days of annual PTO β’ Competitive parental leave
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