Credit Analyst

4 days ago

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eCapital Corp.

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eCapital Corp. is a leading alternative finance and factoring company that provides a wide range of financial solutions to help businesses overcome cash flow challenges and achieve their objectives. Specializing in industries such as transportation, staffing, healthcare, and consumer goods, eCapital offers services including freight factoring, invoice factoring, payroll funding, asset-based lending, equipment refinancing, and lines of credit. The company is dedicated to delivering innovative financial technology solutions that enable businesses to manage their finances efficiently, with offerings such as Visa commercial cards and a robust digital platform, eCapital Connect. With a focus on agility, accountability, relationships, and innovation, eCapital has been empowering over 30,000 companies globally for over 25 years.

Factoring • Alternative financing • Accounts receivable financing • Freight factoring • Merchant Cash Advance

501 - 1000 employees

💸 Finance

💳 Fintech

🚗 Transport

📋 Description

• A Credit Analyst is responsible for analyzing financial health and facilitating lending activities for a portfolio of borrowers. • Perform thorough analysis of borrower financial condition, including real time data aggregation and review of compliance with loan covenants. • Prepare and analyze recurring funding request documents using advanced Excel tools. • Report to Portfolio Managers findings that may indicate new or emerging risks with potentially adverse effect on loan collateral or borrower ability to repay the loan. • Maintain the loan system for portfolio borrowers, ensuring real time updates to client service guides.

🎯 Requirements

• Bachelor’s degree, preferably in finance, accounting, or other business-related fields. • 1-2 years prior experience with loan administration preferred though not required • Strong proficiency in Microsoft Excel including advanced formulas and macros. • Self-motivated and able to produce high quality, timely results independently. • Adaptable with strong multi-tasking skills and ability to remain composed under pressure. • Organized and efficient with strong attention to detail ensuring accuracy in every task performed including error detection and following through on corrective action.

🏖️ Benefits

• PTO • Health, Dental, and Life Benefits • 401K Matching