Risk Analyst

12 hours ago

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Motive

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Electronic Logging Devices • Fleet Management • Vehicle GPS Tracking • Driver Vehicle Inspection Reports • IFTA Reporting

1001 - 5000 employees

🚗 Transport

🤖 Artificial Intelligence

🏢 Enterprise

Description

• Motive empowers the people who run physical operations with tools to make their work safer, more productive, and more profitable. • Motive serves more than 120,000 customers across a wide range of industries including transportation, logistics, construction, energy, field service, and manufacturing. • We are seeking a talented, innovative, and experienced portfolio management analyst to join our Risk Management team. • Responsible for managing our commercial portfolio’s overall health, credit strategies and policies that enable growth while managing risk across our product line. • Design and build scalable processes that mitigate financial risk from new and existing customers. • Collaborate with cross-functional teams to provide strategy recommendations based on data and trend analysis. • Perform timely customer risk assessments, monitor credit quality, ensure compliance with US regulatory and customer due diligence laws. • Provide summarized business updates on existing portfolio management efforts, emerging trends, and efficiency of existing strategies. • Perform financial statement analysis, evaluate industry analysis and determine appropriate credit limit.

Requirements

• 4+ years of proven experience as a portfolio management analyst supporting US commercial credit products, preferably cards • Knowledge of U.S. credit, fraud, collection and risk management techniques • Familiarity with legal, regulatory and compliance framework for commercial products (e.g. FDCPA, CARD ACT, ECOA, UDAAP & TILA) • Posses strong analytical ability and comfortable working within a performance based structure • Ability to communicate directly with customer through multi-channel (email, chat, phone, etc.) collection methodology • Excellent communication skills (written and oral) and proficient in negotiation, problem solving, probing with one call resolution • End to end comprehension of the entire credit journey including underwriting, collections, fraud and risk management