BSA/AML Manager

March 21

🌽 Illinois – Remote

Although this job is listed in Illinois, this company may be open to hiring remote in other states.

💵 $110k - $150k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

🚨 AML and Financial Crime

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NinjaHoldings

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NinjaHoldings is a pioneering company offering transformative and innovative financial solutions, focusing on digital lending and financial services for underserved Americans. As original entrepreneurs and data scientists, they have developed digital money platforms to empower individuals often overlooked by traditional banks. Through their brands like CreditNinja and NinjaCard, they provide a comprehensive suite of digital banking and lending products, with incentives and rewards that help guide customers towards financial improvement. Additionally, their NinjaEdge brand offers B2B solutions for companies, enhancing customer understanding via bespoke underwriting, fraud detection, and analytics services.

Consumer Lending • FinTech • Specialty Finance • Nonbank Lending • Consumer Finance

51 - 200 employees

Founded 2017

💸 Finance

💳 Fintech

👥 B2C

📋 Description

• Serves as the company’s Bank Secrecy Act (BSA) Manager and manages the company’s anti-financial-crime (AFC) / anti-money-laundering (AML) / BSA program • Reports to the Chief Compliance Officer and provides periodic reporting directly to the board on the effectiveness of the controls contained in the company’s AFC/AML/BSA program • Relative to the company’s AFC/AML/BSA program, performs an annual risk assessment for all company products and business lines, designs mitigating controls, prepares for and participates in audits conducted by strategic partners ( e.g. , loan-program banks) and regulatory agencies • Serves on the company’s Compliance Committee and reports monitoring-and-testing findings and remediation plans to both the committee and the board. • Advises the committee of any upcoming law changes concerning the company’s AFC/AML/BSA obligations • Develops, manages, and oversees an effective internal compliance training program on the subject of AFC/AML/BSA, including appropriate introductory training for new employees as well as ongoing training for all employees and board members • Maintains a regulatory applicability matrix for statutes and regulations covering Know Your Customer ( i.e. , Customer Identification Program), identity (ID) theft complaints, Red Flags vetting, customer risk tiering, and searches conducted under Office of Foreign Asset Control (OFAC) regulations or Section 314(a) of the PATRIOT ACT • Drafts written compliance policies—including detailed procedures and job aids, where appropriate—for the company’s AFC/AML/BSA program. • Obtains the board’s annual review and approval of those policies

🎯 Requirements

• Bachelor’s degree • 5+ years of experience in the area of consumer finance or regulatory compliance, including 2+ years of experience in managing an anti-financial-crime / anti-money-laundering / Bank Secrecy Act program covering both loan and deposit products • Deep subject matter knowledge of statutes and regulations designed to combat financial crimes and the financing of terrorists, including : anti-financial-crime (AFC) laws, anti-money laundering (AML) laws, countering the financing of terrorism (CFT) laws, the Bank Secrecy Act (BSA), and laws requiring the searching of lists maintained by FinCEN and the Office of Foreign Asset Control (OFAC) • Strong knowledge of banking regulations, compliance frameworks, and industry best practices • Ability to develop and implement compliance strategies and drive organizational change; understands role as a challenge function to the business • Demonstrated experience in leading compliance teams and managing complex compliance initiatives • Excellent decision making, analytical and investigative abilities with attention to detail and accuracy • Strong written and verbal communication skills and effective organizational abilities • Excellent leadership, communication, and interpersonal skills

🏖️ Benefits

• Competitive salary and benefits package • Flexible, remote work • Fun, fast-paced work environment • Dynamic start-up culture • Ability to make an immediate impact in a growth stage company • Convenient downtown Chicago office located in the heart of the city