Vice President, Credit Policy and Loan Performance

March 27

Apply Now

Receive Emails with Similar Jobs

International Luxury Hotel Association

WebsiteLinkedInAll Job Openings

International Luxury Hotel Association is a global organization that serves the luxury hotel sector by promoting best practices, sustainability, and innovation in hospitality. It provides resources, networking opportunities, and educational programs to elevate the standard of luxury hospitality worldwide, fostering collaboration among industry stakeholders and encouraging a commitment to excellence.

Hospitality association • luxury hotel association

11 - 50 employees

Founded 2012

🤝 B2B

📋 Description

• Oversee and manage the credit risk management framework • Ensure compliance with regulatory guidelines, industry standards, and internal risk policies • Formulate and implement credit policies • Oversee credit underwriting standards • Maintain the overall credit quality of the organization's loan portfolio • Own and maintain the company’s credit policies, procedures, and underwriting guides • Develop and implement enhancements to underwriting guidelines • Review all product offerings for credit risk • Monitor loan performance and identify trends • Collaborate with senior leaders to align credit decisions with business goals • Maintain up-to-date knowledge of applicable regulations • Support audits and regulatory exams related to credit policy

🎯 Requirements

• Bachelor’s degree in Finance, Business Administration, Economics, or a related field (Master’s degree preferred) • Minimum of 15 years of experience in credit risk management, lending, or underwriting in a residential lending or banking environment • Proven leadership experience in developing credit policy and underwriting guidelines • Deep knowledge of residential lending products, including conventional, FHA, VA, and government-backed loans • Familiarity with regulatory frameworks such as RESPA, TILA, HMDA, and fair lending regulations • Strong analytical, problem-solving, and decision-making abilities • Exceptional communication skills, both written and verbal • Proven ability to influence peer to peer efficiently • Prior experience establishing a Credit Policy function or department highly regarded • Proficiency in risk management software and tools, as well as Microsoft Office Suite (Excel, PowerPoint, Word)

🏖️ Benefits

• Comprehensive benefits package including medical, dental, and vision • Up to 3% match on 401(k) contributions • Generous paid time off • Company-paid life, accident, and disability coverage • Programs for mental, physical, and financial wellness • Additional benefits available