Oportun is a financial technology company that specializes in providing affordable personal loans and savings solutions. They are recognized as Bankrate's #1 app for saving money in 2024. Oportun offers personal loans ranging from $300 to $10,000 for various financial needs such as bills, repairs, and deposits, with quick funding and affordable payments. The company provides a unique app that helps users manage their loans and saves money intelligently. Oportun also focuses on financial education and offers tools like loan calculators and prequalification services, which do not impact credit scores. Although Oportun is not a bank, they ensure deposits are FDIC insured through partner banks.
Financial Services • Responsible Lending • Pre-Paid Debit Cards • Serving the Underbanked • Data Analytics
January 24
🇺🇸 United States – Remote
💵 $114.5k - $183.2k / year
⏰ Full Time
🟡 Mid-level
🟠 Senior
📊 Data Scientist
🦅 H1B Visa Sponsor
Oportun is a financial technology company that specializes in providing affordable personal loans and savings solutions. They are recognized as Bankrate's #1 app for saving money in 2024. Oportun offers personal loans ranging from $300 to $10,000 for various financial needs such as bills, repairs, and deposits, with quick funding and affordable payments. The company provides a unique app that helps users manage their loans and saves money intelligently. Oportun also focuses on financial education and offers tools like loan calculators and prequalification services, which do not impact credit scores. Although Oportun is not a bank, they ensure deposits are FDIC insured through partner banks.
Financial Services • Responsible Lending • Pre-Paid Debit Cards • Serving the Underbanked • Data Analytics
• Oportun (Nasdaq: OPRT) is a mission-driven fintech that puts its 2.0 million members' financial goals within reach. • Providing more than $16.6 billion in responsible and affordable credit, saved its members more than $2.4 billion in interest and fees. • Developing and enhancing Oportun’s core intellectual property used in scoring risk for underbanked consumers. • Work with large and diverse alternative data sets and utilize machine learning and statistical modeling to build scores and strategies for managing risk. • Drive growth and optimize marketing spend across channels by leveraging alternative data to help predict which consumers would likely be interested in Oportun’s affordable, credit building loan product.
• A relentless problem solver and out of the box thinker with a proven track record of driving business results in a timely manner • Master’s degree or PhD in Statistics, Mathematics, Computer Science, Engineering or Economics or other quantitative discipline (Bachelor’s degree with significant relevant experience will be considered). • Hands on experience leveraging machine learning techniques such as Gradient Boosting, and other algorithms to solve real world problems • 5+ years of hands-on experience with data extraction, cleaning, analysis and building reusable data pipelines; Proficient in SQL, Spark SQL and/or Hive • 3+ years of experience in leveraging modern machine learning toolset and programming languages with Python, Pyspark • Experience working with Databricks, AWS EMR, Sage-maker or other cloud-based platforms is a plus • Excellent written and oral communication skills; Strong stakeholder management and project management skills; Comfortable in a high-growth, fast-paced, agile environment
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