Staff Engineer - Payments

April 4

🏄 California – Remote

Although this job is listed in California, this company may be open to hiring remote in other states.

⛰️ Colorado – Remote

Although this job is listed in Colorado, this company may be open to hiring remote in other states.

+4 more states

🏄 California – Remote ⛰️ Colorado – Remote 🌽 Illinois – Remote 🗽 New York – Remote ❄️ Minnesota – Remote 🤠 Texas – Remote

💵 $175k - $190k / year

⏰ Full Time

🔴 Lead

🧑‍💻 Full-stack Engineer

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PayJunction

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PayJunction is a leading provider of payment solutions, specializing in integrating payment acceptance into various software applications using its No-code Payments Integration® technology. With over 20 years of experience, PayJunction offers a comprehensive suite of products including the ZeroTouch Terminal and Portable Terminal, facilitating seamless invoicing, recurring billing, eCommerce, and ACH payments. The company focuses on empowering businesses across various sectors such as veterinary, dental, and auto dealerships by automating payment workflows and providing multi-location management capabilities. PayJunction prioritizes partnerships and customer service, offering API documentation for developers and a robust integration marketplace to streamline payment processing.

payments • creditcardprocessing • contactlesspayments • softwareasaservice • saas

51 - 200 employees

Founded 2000

💳 Fintech

☁️ SaaS

🤝 B2B

📋 Description

• Own and manage project backlogs, status tracking, and reporting for multi-quarter payments initiatives, ensuring transparency and accountability. • Partner with finance, compliance, and customer support teams to ensure accurate reconciliation, auditability, and operational readiness for new payment features. • Lead technical discussions and decision-making for Product Requirement Documents (PRDs), ensuring alignment with stakeholders and documenting key architectural choices. • Develop detailed architectural documentation, outlining implementation plans and alternative approaches. • Create and refine a technical payments roadmap ensuring the team regularly invests in maintenance. • Ensure compliance with payment standards and complete certifications with payment processors. • Break down complex projects into well-defined tasks, delegating effectively to empower and develop the team. • Write and refine well-groomed technical tickets, ensuring clarity and feasibility for implementation. • Produce clear, accurate, and concise customer-facing documentation to support external users. • Drive agile development processes by delivering high-quality work, regularly communicating project status, and meeting timeline expectations. • Follow stringent testing, quality assurance standards and ensure compliance with relevant legal and industry standards (OWASP, PCI DSS, GDPR, etc.)... • Ensure steady project progress by proactively checking in with engineers, timely review of code with detailed feedback, and keeping tickets moving forward. • Unblock technical challenges for both yourself and teammates, ensuring progress without unnecessary bottlenecks. • Delegate effectively while maintaining focus on high-priority, complex engineering efforts. • Mentor engineers through design, code, and demo reviews, offering guidance to overcome technical challenges.

🎯 Requirements

• BS/BA in Computer Science, Computer Engineering, or a relevant field (Highly Preferred) • Certificate or technical trade school experience with equivalent industry experience (Minimum requirement) • 8+ years of professional experience developing and deploying payment services in Java • Experience with Java frameworks (Jetty preferred, Jakarta/Java EE preferred) • Proficiency in unit testing to ensure code reliability • 5+ years of development experience in the payment industry (Required) • Experience working at a Payment Gateway or Processor (e.g., Tsys, Adyen, Stripe, Square, Fiserv) • Knowledge of Card Networks & Banking Rails (Visa, Mastercard, ACH, SEPA, RTP, SWIFT) • Expertise in risk & fraud detection, including machine learning models, anomaly detection, and chargeback prevention • Compliance with PCI DSS, SOC2, and NIST security standards • Experience with ISO 8583 messaging and EMV (chip-based transaction security) • Knowledge of 3D Secure (3DS 2.0/2.2), Tokenization, and secure card storage & processing • Understanding of encryption, OAuth, JWT, AML (Anti-Money Laundering), and KYC (Know Your Customer) • 5+ years of experience designing reliable, highly available, and fault-tolerant payment platforms • Ability to balance security, performance, and usability trade-offs in decision-making • 5+ years of experience working with relational databases (MySQL, H2) • Strong knowledge of Unix/Linux environments (Ubuntu, Mac) • Proficiency in observability & monitoring tools (Splunk, Grafana, Prometheus) • 5+ years of experience leading teams and mentoring engineers • Proficiency in Agile development with Scrum, conducting code reviews, and guiding mid-level & junior engineers • Experience integrating with third-party applications using publicly documented APIs and libraries • Strong understanding of unit testing frameworks (Jasmine, JUnit)

🏖️ Benefits

• Health, dental, and vision paid 100% by company for you and your dependents • 401k with 6% match • FSA and Dependent Care FSA • Long-term & short-term disability coverage for you paid 100% by company • 8 paid company holidays per year • 2 paid floating holidays per year • 1 paid volunteer day per year • Paid Time Off • Annual learning stipend • Home office equipment stipend • Quarterly “fun budgets” for team bonding events • Opportunity to be part of a company that is changing a whole industry • Opportunity for growth within the company • Opportunity for remote, in-office, or hybrid work