Credit Risk Analyst

5 days ago

🌵 Arizona – Remote

Although this job is listed in Arizona, this company may be open to hiring remote in other states.

🏄 California – Remote

Although this job is listed in California, this company may be open to hiring remote in other states.

+13 more states

🌵 Arizona – Remote 🏄 California – Remote 🦌 Connecticut – Remote 🐊 Florida – Remote 🌽 Illinois – Remote 🏖️ New Jersey – Remote 🗽 New York – Remote 🌲 North Carolina – Remote 🍂 Massachusetts – Remote 🔔 Pennsylvania – Remote 🌴 South Carolina – Remote 🤠 Texas – Remote ⛷️ Utah – Remote ⚔️ Virginia – Remote ☕ Washington – Remote

💵 $144k - $180k / year

⏰ Full Time

🟠 Senior

🔴 Lead

🧐 Analyst

Apply Now

Receive Emails with Similar Jobs

Sumitomo Mitsui Banking Corporation – SMBC Group

WebsiteLinkedInAll Job Openings

Sumitomo Mitsui Banking Corporation – SMBC Group is a prominent financial institution that operates under the heritage of the Sumitomo and Mitsui groups. The bank provides a wide range of banking services including corporate and consumer finance, investment banking, and asset management. With a commitment to sustainability and community involvement, SMBC Group aims to promote responsible finance and support social challenges through various initiatives and strategic plans.

Advisory, Capital Markets & Investment Banking, Corporate & Institutional Client Banking, Derivatives, Equity Research, Sales & Trading, FX / Treasury Services, Global Trade Finance, Lease Finance, Leveraged Finance, Mergers & Acquisitions, Project Finance, and Real Estate Finance

10,000+ employees

🏦 Banking

💸 Finance

💳 Fintech

📋 Description

• The Credit Risk Analyst will be responsible for supporting the development and management of the Credit Risk Strategies for our Personal Loan and Credit Card product • Assist in building, managing, and implementing credit strategies, including onboarding, verification, pricing, and credit assignment • Work closely with cross-functional partners across Marketing, Product, Technology, and Operations to shape and contribute to growth initiatives • Ensure internal controls documentation is maintained completely and accurately • Use domain knowledge and data-driven recommendations to drive risk-controlled growth for the organization

🎯 Requirements

• Bachelor’s degree or equivalent in quantitative fields • 7-10 years of prior experience in consumer credit risk or similar quantitative role, preferably in credit card and personal loan lending • Proficient in Python, SQL, R for extracting data from large datasets and statistical analyses • Advanced skills in Microsoft Office, specifically Excel, PowerPoint, and Word • Experience with BI tools (e.g., Tableau, Looker) for report development • Knowledge of credit bureau data, risk models, and free cash flow calculations • Excellent analytical and problem-solving skills and ability to make sound and rational decisions with limited supervision • Exceptional verbal and written communication skills, ability to communicate effectively with senior leaders • Team player, serve as subject matter expert and provide guidance to peers within business units • Experience with credit card products is required

🏖️ Benefits

• Competitive portfolio of benefits • Annual discretionary incentive award