Senior Credit Analyst

September 23

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Description

• We seek an experienced Senior Credit Analyst to enable and accelerate Step’s Lending projects. • Build pricing models that drive sustainable growth and profitability of the lending program. • Ideate new pricing structures, underwriting iterations and product differentiators with a cross-functional team. • Implement detailed data tracking of key KPI's. • Model product performance over time to support strategy proposals. • Work closely with Data Science to optimize profitability. • Create customer risk profiles for the lending program. • Perform ad-hoc analysis to understand business and customer trends.

Requirements

• 8+ years experience in analytics. • Previous experience with creating and modeling pricing structures and credit policies. • Strong understanding of lending and experience in financial analysis. • Experience performing credit risk analysis and customer risk segmentation. • Strong command of SQL and one or more modern programming languages. • Experience with data visualization tools like Looker, Mixpanel, Tableau, etc. • Ability to communicate clearly with both technical and non-technical audiences. • Bias towards simple solutions that work. • Self-starter and able to work autonomously.

Benefits

• Competitive salary based on experience, with full medical and dental benefits 💸 • High potential for growth 📈 • Stock in an early-stage startup 🤩 • Flexible WFH and vacation policy 🏝 • Paid parental Leave 🐣 • Employee referral program 👯‍♀️👯 • 401K plan 💪🏻