Mortgage Loan Disclosure Desk

12 hours ago

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Texana Bank

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Commerical Loans • Consumer Loans • Real Estate Loans • Specialty Loans • Treasury Management

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Description

• Audit file for completeness and accuracy to ensure compliance before sending out initial disclosures and Loan Estimate • Prepare LE and confirm fees and pricing are accurate, and release to borrowers via e-Sign • Track disclosures that need to be sent and send via e-sign portal or paper fulfillment as appropriate • Monitor Change of Circumstance requests and ensure re-disclosures and COC notices are in compliance and issued within required timeframes • Maintain efficient levels of service and comply with regulatory timelines associated with the completion and dissemination of loan disclosures • Complete HMDA information on necessary files and audit required loans for ECOA and HMDA compliance

Requirements

• 1+ years experience in a mortgage operations position • High School diploma or GED equivalent • Encompass loan origination system experience a plus • Thorough knowledge of TRID and RESPA LE/CD requirements • Working knowledge of RESPA “Change in Circumstances”, including: Valid vs. Invalid changed circumstances reasons • Conventional and Government loan experienced required • Strong aptitude for detail, accuracy, and organization • Ability to prioritize and multi-task with ease • Excellent interpersonal, written, and verbal communication skills • Ability to work in a high-volume environment