Senior Data Scientist

February 20

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Upstart

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Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As we transitioned to being a public company, we’re now poised to leverage our domain expertise and revolutionize every aspect of lending and credit risk evaluation. We’ve recently expanded our offerings to include automobile refinancing and we plan to take on more verticals as the business grows.

Personal Loans • FinTech • Marketplace Lending • Artificial intelligence • Finance

1001 - 5000 employees

📋 Description

• Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. • Develop a deep understanding of our marketing models and their interaction with Upstart’s products. • Design and analyze experiments (A/B tests, causal inference studies) to measure marketing effectiveness and guide business decisions. • Conduct in-depth data analyses to uncover growth opportunities, assess marketing performance, and inform strategy. • Collaborate with engineers to build scalable data pipelines that enable efficient data access and analysis. • Partner with cross-functional teams to align on priorities and drive measurable business impact. • Develop dashboards and reporting tools to monitor key metrics, track campaign performance, and ensure visibility into marketing effectiveness.

🎯 Requirements

• Advanced degree in Statistics, Mathematics, Economics, Finance, or a related quantitative field. • 2+ years of experience in data science, analytics, or related fields. • Strong proficiency in SQL for querying and analyzing large datasets. • Experience with Python and data analysis libraries. • Hands-on experience designing and analyzing A/B tests. • Proven ability to translate complex data insights into business impact and strategic recommendations.

🏖️ Benefits

• Competitive Compensation (base + bonus & equity) • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart • 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings • Employee Stock Purchase Plan (ESPP) • Life and disability insurance • Generous holiday, vacation, sick and safety leave • Supportive parental, family care, and military leave programs • Annual wellness, technology & ergonomic reimbursement programs • Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering • Catered lunches + snacks & drinks when working in offices