Senior Software Engineer

March 7

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Upstart

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Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As we transitioned to being a public company, we’re now poised to leverage our domain expertise and revolutionize every aspect of lending and credit risk evaluation. We’ve recently expanded our offerings to include automobile refinancing and we plan to take on more verticals as the business grows.

Personal Loans • FinTech • Marketplace Lending • Artificial intelligence • Finance

1001 - 5000 employees

📋 Description

• Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. • Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, • As a Senior Software Engineer at Upstart, you’ll take the lead on Small Dollar Lending’s core engineering initiatives. • You understand how good software design and architecture advances business outcomes.

🎯 Requirements

• Minimum requirements: • 5+ years professional experience in fullstack software development in a cloud-hosted environment • 3+ years proficiency in Kotlin, Java, or C#, or similar modern backend languages • Some hands-on experience with a JavaScript framework like React • Some hands-on experience with SQL databases and domain modeling • Preferred qualifications: • Excellent verbal and written communication, skilled in translating complex topics and ideas to a wide variety of audiences • Experience designing, developing, and deploying microservices-based applications • Ability to thrive both in self-directed work environments and in collaborative settings, contributing positively to team dynamics

🏖️ Benefits

• Competitive Compensation (base + bonus & equity) • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart • 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings • Employee Stock Purchase Plan (ESPP) • Life and disability insurance • Generous holiday, vacation, sick and safety leave • Supportive parental, family care, and military leave programs • Annual wellness, technology & ergonomic reimbursement programs • Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering • Catered lunches + snacks & drinks when working in offices