Analyst II - Full Stack

January 14

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Affirm

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Affirm is a financial technology company that offers a 'Buy Now, Pay Later' service, allowing consumers to make purchases and pay for them over time with flexible payment plans. Affirm eliminates hidden fees and compound interest, providing clear terms and conditions for its users. The company also offers the Affirm Card, a debit card that allows users to request to pay over time for larger purchases or pay in full for smaller ones. Affirm partners with various retailers across multiple categories, including electronics, apparel, and travel, providing customers with the convenience of paying over time at checkout both online and in physical stores. Affirm's services are integrated with Apple Pay, enabling customers to make payments seamlessly from their iPhone or iPad.

eCommerce • Payments • Installment Loans • Millennials • Financial Services

1001 - 5000 employees

Founded 2012

💳 Fintech

👥 B2C

🛍️ eCommerce

💰 Post-IPO Equity on 2021-01

📋 Description

• Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. • The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. • This role requires extensive use of data analytics to derive insights and develop credit strategies. • Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience. • Partner with Data Science and Engineering on building risk analytics capabilities • Develop robust life-time valuation infrastructure and capabilities • Use advanced data analytics and critical thinking to derive insights and optimize credit strategies • Own risk initiatives within new product formation and new market exploration • Monitor portfolio as well as macroeconomic trends impacting loan performance.

🎯 Requirements

• Passion and drive to change banking, payments and online marketing for the better • 3+ years work experience as a data analyst (consumer credit risk management strongly preferred) • Curiosity to learn about data, models and algorithms • Extensive experience with SQL, Python, or other scripting languages • Ability to collaborate and influence across different teams in the organization • Ability to communicate findings and recommendations clearly to both technical and non-technical audiences • A passion for finding insights in data and driving change based on those insights • Intelligence + Humility. Hubris is the fastest way to blow up a business!

🏖️ Benefits

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount