Credit Analyst - Equipment Finance

6 days ago

🏄 California – Remote

Although this job is listed in California, this company may be open to hiring remote in other states.

🐊 Florida – Remote

Although this job is listed in Florida, this company may be open to hiring remote in other states.

+15 more states

🏄 California – Remote 🐊 Florida – Remote 🌽 Illinois – Remote 🐎 Kentucky – Remote 🌾 Nebraska – Remote 🎰 Nevada – Remote 🌲 North Carolina – Remote 🏈 Ohio – Remote 🌲 Oregon – Remote 🦀 Maryland – Remote 🍂 Massachusetts – Remote 🏰 Missouri – Remote 🌴 South Carolina – Remote 🎸 Tennessee – Remote 🤠 Texas – Remote ☕ Washington – Remote 🧀 Wisconsin – Remote

💵 $55k - $70k / year

⏰ Full Time

🟢 Junior

🟡 Mid-level

💸 Financial Planning and Analysis

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Altius Search Group

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Altius Search Group is a permanent placement executive search firm dedicated to providing personalized and world-class recruiting services for companies and candidates in various industries, particularly in Financial Services and Healthcare. The firm emphasizes the importance of accurate, timely, and reliable communication throughout each stage of the recruiting process, ensuring superior long-term matches. By focusing on understanding the needs of both candidates and clients, Altius Search Group aims to facilitate smooth and successful transitions for new employees. Niche by design, the company prides itself on its deep understanding of its core industry focuses and the local market.

Executive Search:

2 - 10 employees

🎯 Recruitment

⚕️ Healthcare Insurance

📋 Description

• Primary responsibility is to analyze and make credit decisions within assigned authority or make recommendations for credits ranging from $50k to $500k+, including Equipment Leases and Financings. • Review financial data such as income, balance sheet and cash flow statements, perform ratio analysis. • Analyze growth, quality of management, market share, entity structures, equipment appraisals and borrower business plans in order to make recommendations with regards to credit capacity. • Research and examine credit risks, assess history, and articulate reasons for support of an extension of credit. • Prepare credit submissions to Sr. Management when recommending approval. • Responsible for conducting on-going verification and regular tracking of customers’ credit quality through periodic review of credit reports, analysis of required financial information, and any other approval conditions. • Experience managing and developing others and ability to build and maintain relationships. • Experience developing, modifying, and executing company policies. • Monitor collateral values, valuation dates, and methodologies within company policy. • Partner with processors to ensure loan documentation is consistent with requirements provided by credit authorizations. • Identify any other issues requiring attention prior to approval/funding.

🎯 Requirements

• 2+ years of commercial underwriting experience. • Bachelor’s Degree in Finance, Accounting, or other related field required. • Independent/single signature credit authority in the $250K-$350K • Ability to analyze financial statements and tax returns • Ability to understand business relationships and business entity structures and their effect on financial condition and status • Knowledge of business lending, with specific expertise of Equipment Leasing and Vendor Finance • Knowledge of standard concepts, practices, and procedures within the lending field • Knowledge of word processing, spreadsheet, and/or financial • Possess excellent written and verbal communication skills.