Equipment Finance Sales Officer

September 15, 2024

Apply Now

Receive Emails with Similar Jobs

Commerce Bank

WebsiteLinkedInAll Job Openings

At Commerce Bank, we know life’s best moments can come with some financial complexity. Our job is to help people and businesses navigate challenges so they can get back to focusing on what matters most. We do this by getting to know our customers and communities and accepting their goals as our own to deliver the right financial solutions and guidance. It’s what we’ve done for more than 150 years.

Personal Banking • Small Business Banking • Commercial Banking • Wealth Management and Trust Services

1001 - 5000 employees

💰 Post-IPO Equity on 2014-06

📋 Description

• The main purpose of this job is to directly solicit companies with revenues between $50MM and $2 Billion for general industry equipment finance and leasing opportunities in the assigned territory • Primarily involved in calling activities with assigned customers and targeted prospects with the objective to acquire new business • Serve as the primary advisor for an assigned portfolio of diverse and complex commercial relationships • Ensure a high level of customer satisfaction and retention • Coordinate with product partners to cross-sell a full range of products and services • Critically review and analyze portfolios to reduce risk and enhance profitability • Facilitate credit requests, including loan structuring, negotiating/pricing, collateral • Ensure adequate loan documentation and analyze industry/credit risk • Facilitate the resolution of customer problems and engage product experts • Participate in community and business functions/groups to establish referral contacts within the marketplace • Ensure compliance with all bank policies, procedures, regulations, and laws • Perform other duties as assigned

🎯 Requirements

• Bachelor’s degree in Accounting, Finance or equivalent combination of education and experience required • 1+ years successful sales experience gained through equipment finance origination required • Strong knowledge of single investor tax, loans, TRAC, operating, synthetic, and debt transactions • Strong knowledge of commercial products, credit policies and procedures and terminology • Well-developed sales and negotiation skills • Strong credit analysis skills • Ability to structure more complex credit requests • Ability to maintain a valid driver’s license and meet Commerce Bank’s driving record criteria • Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities • Inquisitive, agile, and strong team player with excellent written, verbal, and interpersonal communication skills • Ability to remain adaptable and resilient to all situations with an optimistic outlook • Advance proficiency with Microsoft Word, Excel, and Outlook

🏖️ Benefits

• employer sponsored health, dental, and vision insurance • 401(k) • life insurance • paid vacation • paid personal time • career development • education assistance • voluntary supplemental benefits