BaaS Compliance Analyst

March 20

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Lead Bank

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Lead Bank is a financial institution providing flexible financing and reliable support for businesses at every stage. The bank offers a range of services, including business banking, personal banking, and a Banking as a Service (BaaS) partner platform aimed at empowering fintech startups. Established in 1928, Lead Bank combines a solid historical foundation with a forward-thinking approach, offering personalized financial solutions such as checking, savings, investment, and lending options. Committed to innovation, Lead Bank focuses on leveraging fintech to enhance its banking services and provide a better future for its clients.

Commercial Lending • Business Lending • Business Advisory • Strategic Financial Solutions

51 - 200 employees

Founded 2010

🏦 Banking

💳 Fintech

💸 Finance

💰 $30M Debt Financing on 2021-03

📋 Description

• Lead is a fintech building banking infrastructure for embedded financial products and services. • We operate an FDIC-insured bank headquartered in Kansas City, Missouri. • Additionally, we have offices in San Francisco, Sunnyvale, and New York City, where our technical, product, design, and legal teams operate. • We are built for a constantly evolving financial landscape, where new ventures and technological advancements emerge daily. • Guided by a team of entrepreneurs and technologists with decades of experience navigating intricate banking and payments regulations, Lead blends regulatory and technological expertise to help our fintech partners scale their operations with compliance and creativity. • Simply put, Lead offers the essential attributes that every fintech seeks in a partner bank. • First, unparalleled technical expertise from a distinguished team of developers with an extensive understanding of the banking and payments systems. • Second, oversight expertise, automated compliance systems, and bespoke program management to navigate the ever shifting regulatory landscape. • Finally, a commitment to transparency and operational rigor to ensure everyone’s money does what it’s supposed to do. • The Compliance Analyst will be responsible for assisting the Senior Compliance Analysts and Banking as a Service Compliance Manager in the delivery of the Compliance Management System (CMS). • The role will have a primary focus in conducting day-to-day monitoring and review related to the bank’s lending, deposit, and operational activities as well as with the Bank’s Banking as a Service (BaaS) fintech partner programs.

🎯 Requirements

• Minimum of 1-3 years’ banking compliance experience • Have knowledge of applicable federal and state laws, regulations and guidance, including, but not limited to Reg E, TILA, ECOA, FCRA, SCRA/MLA, Regulation CC, TISA, and other federal consumer protection legislation and regulations • Demonstrate exceptional communication skills • Ability to make judgements based on information provided • Ability to work and complete tasks with minimal direct supervision • Eager to learn and achieve proficiency • Ability to motivate and lead • Are curious, have humility, are open to learning and approach your work with a growth mindset • Thrive working in a fluid environment with high autonomy • Love to collaborate to get to the best, most efficient outcome • Embody the growth mindset and bring a self-driven and self-starter mentality to your work

🏖️ Benefits

• Competitive compensation, based on experience, geographic location, and role • Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRA • Paid parental leave • Flexible vacation policy, including PTO and paid holidays • A fun and challenging team environment in a dynamic industry with ample opportunities for career growth