Director of Risk and Fraud

December 2

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Logo of Ottimate

Ottimate

Automated Accounts Payable • Line-Item Invoice Digitization • Bill Pay • SaaS • Restaurants

51 - 200 employees

Description

• Ottimate (formerly Plate IQ) helps fast growing businesses automate accounts payables on their terms. We simplify everything from invoice management to payments for both recurring and one-off expenses with a cloud-first approach that enables remote work. • At Ottimate, passion generates excitement for what we do and how we do it. With passion at the heart of everything we do, we nurture ideas, inspire excellence, and find creative ways to eliminate obstacles for cultivating growth. The positive attitude with which we assist one another develops open, honest, and genuine connections. Above all, we celebrate and embrace our differences. We invest in each other because we win or lose as a team. • Our values are at the center of our company and culture. At Ottimate (formerly Plate IQ), we value: Growth, Customer Focus, Innovation, Accountability, and Communication. • The Role: Ottimate is seeking an experienced and proactive Director of Risk and Fraud to lead our fraud and payments risk program. This critical role will shape and execute a strategic approach to fraud prevention, detection, and risk management across our growing organization. As the directly responsible individual for this area, you will collaborate with product and operations teams, along with external partners, to ensure Ottimate’s continued security and growth.

Requirements

• Education: Bachelor’s degree in Finance, Business, or related field; advanced certifications in risk management or fraud prevention are a plus. • Experience: 8+ years in risk management or fraud prevention directly managing Fraud Operations teams, ideally in a high-growth or tech company, with proven leadership in strategy and execution. • Technical Skills: Strong knowledge of fraud detection tools, payment processing, and financial crime prevention technologies. • Industry Knowledge: Familiarity with payments, card networks, and dispute processes, with a focus on industry standards and emerging trends. Experience in regulated financial services, with review of such activities as payments (ACH Debit etc), money movement, disputes, chargebacks, AML, and compliance frameworks such as KYB/KYC. In-depth knowledge of the financial services/banking regulatory environment: FACT Act, Bank Secrecy Act, Suspicious Activity Reporting (SARs), Reg E, FINRA/SEC, etc. • Leadership: Skilled in managing cross-functional teams and third-party relationships, with clear, effective communication.

Benefits

• Compensation: $120K + Bonus • Work from home in an energetic remote-first environment that supports flexible working hours and understands work-life balance. • Competitive salary based on skills & experience. • Medical, Dental, Vision and other Company-Subsidized Benefits for you and your family. • Employer sponsored 401(k) with company match. • Paid Time Off (and the encouragement to use it). • Annual company retreats. • Promote from within philosophy. • You will be part of a growing team, at a pinnacle moment of scale for the business, and experience the excitement of working in a startup where each action makes a huge difference. • You will have the agency to solve difficult problems creatively, the freedom to explore work that inspires you, and infrastructure to ensure you're constantly challenged and developing. • You will work with sharp, passionate teammates solving some of the most unique challenges and positioning our product as a premier finance automation solution. • Our commitment to empowering a diverse and inclusive workforce, celebrating differences, and creating a safe space for our employees to bring their whole selves to work is second to none. • We are transforming entire industries using innovative technology including Artificial Intelligence, Payment Tech, and Neural Networks. • Our leaders lead with a people-first approach; inspiring excellence, nurturing ideas, and finding creative ways to eliminate obstacles for cultivating growth. • We truly love what we do and who we do it with - and we think you will too!

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