Senior Software Engineer

October 9

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Settle

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Description

• Enhance Customer Onboarding: Develop scalable solutions to streamline the onboarding process, ensuring that customers have a smooth, intuitive, and frictionless experience. Focus on simplifying self-serve functionality to enable users to onboard independently without heavy reliance on support. • Growth Hacking for Product Expansion: Architect systems and integrations that help cross-sell and up-sell Settle’s other product offerings. Build features that analyze user behavior and enable the product to proactively offer the right services at the right time. • Fraud and Compliance Safeguards: Build and maintain robust systems that ensure all customer onboarding processes meet fraud prevention and compliance guidelines. • Architect Extensible Systems: Design and maintain extensible APIs and services that support a growing user base, evolving product features, and increasing regulatory complexity. • Collaborate Cross-Functionally: Partner with Product, Design, and Compliance teams to develop customer-facing functionality that is not only intuitive but also secure and compliant with industry regulations. • Optimize for Scale and Security: Continuously improve the performance and reliability of systems to meet the growing needs of our users while ensuring that all compliance and security measures are in place. • Mentor and Lead by Example: Foster a culture of growth and learning within the engineering team by mentoring junior engineers and providing guidance on best practices for building scalable, secure, and compliant systems. • Drive Projects Independently: Take full ownership of projects from conception through implementation, ensuring effective communication with both technical and non-technical stakeholders throughout the process.

Requirements

• 5+ years of experience in engineering, ideally in a fintech or B2B startup environment. • Strong technical background in API development and system architecture, with a particular focus on secure, scalable, and user-centric systems. • Expertise in fraud prevention and compliance, especially within the fintech space. Familiarity with compliance standards and regulations for financial transactions is a strong plus. • Proficiency in Ruby on Rails, or the willingness to quickly learn it as our primary backend framework. Experience with ORM frameworks (e.g., Django or Hibernate) is also preferred. • Experience designing seamless onboarding systems that drive customer success while ensuring compliance with SOX and other financial regulations. • Growth hacking mindset, with the ability to develop systems that enable effective self-service, cross-selling, and up-selling within the product ecosystem. • Experience building microservices that are scalable, resilient, and secure, with a focus on fraud detection and prevention. • Customer-focused approach—you understand the importance of delivering a flawless user experience while ensuring backend systems are secure and compliant. • Leadership qualities, including the ability to guide and mentor team members, as well as the initiative to drive projects to completion with minimal oversight. • Adaptability and problem-solving skills in a dynamic startup environment. You’re able to pivot quickly, learn on the fly, and embrace challenges with a positive mindset.

Benefits

• Unlimited PTO • Flexible and remote work culture • Competitive compensation and equity • Health, dental, and vision coverage for you and your dependents • Lunch & commute reimbursement when working in the NYC office located near Union Square • $500 home office set up reimbursement • $2500 annual growth and development stipend • $50 monthly food delivery gift card • 401k • Brex company card • HSA/FSA • WeWork membership • ERG groups e.g. LGBTQIA+, Women @ Settle, and more! • Employee Referral Program • Team building events