Principal Software Engineer

March 15

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Upstart

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Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As we transitioned to being a public company, we’re now poised to leverage our domain expertise and revolutionize every aspect of lending and credit risk evaluation. We’ve recently expanded our offerings to include automobile refinancing and we plan to take on more verticals as the business grows.

Personal Loans • FinTech • Marketplace Lending • Artificial intelligence • Finance

1001 - 5000 employees

📋 Description

• Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. • Most Upstarters live and work anywhere in the United States. • The Capital Supply Vertical powers Upstart’s AI based lending operations. • As a Principal Engineer, you will collaborate with various teams and report directly to the head of Capital Market Engineering. • Your goal is to prioritize high impact work to make the Capital Supply Vertical successful.

🎯 Requirements

• 10+ years software engineering experience • Strong technical and software engineering fundamentals including a demonstrated ability to build and own large-scale, highly available consumer products • Ability to explain complex business and technical concepts to all audiences • Experience leading large cross-team initiatives at companies that have gone through periods of rapid business or organizational growth • Track record of successfully mentoring and developing technical leaders • Has defined and executed on longer term (multi-quarter +) technological visions or strategies for multi-team organizations • Has driven initiatives of significant depth or breadth with demonstrated results in engineering process, technology platforms, or overall productivity of others • Ability to identify gaps in organizational knowledge, tools, and practices and produce and execute on plans to address those gaps • Ability to influence and lead without direct authority • Strong product and analytical mindset that allows you to think in terms of ROI, risk, and trade offs

🏖️ Benefits

• Competitive Compensation (base + bonus & equity) • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart • 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings • Employee Stock Purchase Plan (ESPP) • Life and disability insurance • Generous holiday, vacation, sick and safety leave • Supportive parental, family care, and military leave programs • Annual wellness, technology & ergonomic reimbursement programs • Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering • Catered lunches + snacks & drinks when working in offices