Research Scientist - Personal Loans

October 8

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Upstart

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Personal Loans • FinTech • Marketplace Lending • Artificial intelligence • Finance

1001 - 5000

Description

• Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. • Most Upstarters live and work anywhere in the United States. • As a Research Scientist, you’ll enjoy a fast-paced environment with a focus on productionalizing, deploying and training machine learning models. • This role sits on the Personal Loans, Underwriting team, directly responsible for building and maintaining models that evaluate the risk of every applicant.

Requirements

• Strong academic credentials with a master's degree in statistics, mathematics, economics, physics, operations research, computer science, or other quantitative areas of study; Ph.D. preferred • Programming skills in Python • Full-stack expertise with all steps of the modeling process from ideation to productionalizing code; OR deep expertise in either statistical modeling or machine learning • Proficiency in a broad array of mathematical, statistical learning and machine learning concepts and applications • Knowledge of machine learning, pipelines and engineering architecture • Detailed understanding of building good technical solutions; ability to convert ideas into testable hypotheses and/or next steps • Ability to meet team standards with respect to quality and velocity with minimal help or direction from peers • For more complex tasks, ability to break down problems into smaller tasks, and use them to estimate the timeline of executing a larger initiative. Willingness to make the right tradeoffs when needed to deliver projects on time. • Proactively communicate to stakeholders and teammates with ability to contextualize technical results • Strong sense of intellectual curiosity balanced with humility, drive and teamwork • Numerically-savvy and smart with ability to operate at a speedy pace • Enthusiasm for and alignment with Upstart’s mission and values

Benefits

• Competitive Compensation (base + bonus & equity) • Comprehensive medical, dental, and vision coverage • Personal Development and Technology & Ergonomic Budgets • Life insurance and disability benefits • Clubs and Activities (Game Nights, Fitstarters, Superwomen, Book Club, Investing Club, Money Discussions, Photography Club and Basketball teams) • Generous vacation policy • 401(k) and Employee Stock Purchase Plan (ESPP) • Catered lunches + snacks & drinks