Senior Analyst, Credit Analytics

November 8

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Upstart

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Personal Loans • FinTech • Marketplace Lending • Artificial intelligence • Finance

1001 - 5000 employees

Description

• Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. • Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. • The Analytics team at Upstart is at the forefront of AI/ML-driven credit lending across the organization. • As a Senior Analyst at Upstart, you will join our Credit Analytics horizontal team and take a leadership stance in driving critical insights and decisions concerning credit performance and strategies.

Requirements

• Minimum qualifications: • 5+ years in professional experience with demonstrated growth in technology and financial industry • Experience in credit analytics, valuation, and/or quantitative financial model development with Python, R, & SQL • Experience in decisioning supported by large datasets, data modeling, and data pipelines using tools like Databricks, DBT, Looker, Snowflake, & Redshift • Degree in Economics, Statistics, Engineering, Data Science or other quantitative fields • Preferred qualifications: • Demonstrated ability to work collaboratively and in deep partnership with cross-functional colleagues especially in Finance, Product, Data Engineering, ML teams • Ability to craft executive-ready narratives around complex business or performance topics, leveraging visualization and dashboards (e.g., Tableau, PowerBI, Looker), and to successfully influence and drive C-level decision-making • Experience in consumer lending strategy, and/or investment experience in consumer credit capital markets, private credit, structured products • Experience in coaching and mentoring junior team members on technical subjects

Benefits

• Competitive Compensation (base + bonus & equity) • Comprehensive medical, dental, and vision coverage • Personal Development and Technology & Ergonomic Budgets • Life insurance and disability benefits • Clubs and Activities (Game Nights, Fitstarters, Superwomen, Book Club, Investing Club, Money Discussions, Photography Club and Basketball teams) • Generous vacation policy • 401(k) and Employee Stock Purchase Plan (ESPP) • Catered lunches + snacks & drinks