Senior Analyst, Credit Analytics

February 15

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Upstart

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Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As we transitioned to being a public company, we’re now poised to leverage our domain expertise and revolutionize every aspect of lending and credit risk evaluation. We’ve recently expanded our offerings to include automobile refinancing and we plan to take on more verticals as the business grows.

Personal Loans • FinTech • Marketplace Lending • Artificial intelligence • Finance

1001 - 5000 employees

📋 Description

• Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. • The Analytics team at Upstart is at the forefront of AI/ML-driven credit lending across the organization. • As a Senior Analyst at Upstart, you will join our Credit Analytics horizontal team, focusing on valuation and forecast. • You will lead workstreams in driving critical insights and decisions concerning credit performance and strategies. • The credit forecast pillar manages asset valuation and forecasting pipelines, ensuring continuous feedback loop with product and business roadmaps.

🎯 Requirements

• 5+ years in professional experience with demonstrated growth in technology and financial industry • Experience in credit analytics, valuation, and/or quantitative financial model development with Python, R, & SQL • Experience in decisioning supported by large datasets, data modeling, and data pipelines using tools like Databricks, DBT, Looker, Snowflake, & Redshift • Degree in Economics, Statistics, Engineering, Data Science or other quantitative fields • Demonstrated ability to work collaboratively and in deep partnership with cross-functional colleagues especially in Finance, Product, Data Engineering, ML teams • Ability to craft executive-ready narratives around complex business or performance topics, leveraging visualization and dashboards (e.g., Tableau, PowerBI, Looker), and to successfully influence and drive C-level decision-making • Experience in consumer lending strategy, and/or investment experience in consumer credit capital markets, private credit, structured products • Experience in coaching and mentoring junior team members on technical subjects

🏖️ Benefits

• Competitive Compensation (base + bonus & equity) • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart • 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings • Employee Stock Purchase Plan (ESPP) • Life and disability insurance • Generous holiday, vacation, sick and safety leave • Supportive parental, family care, and military leave programs • Annual wellness, technology & ergonomic reimbursement programs • Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering • Catered lunches + snacks & drinks when working in offices