Senior Software Engineer - Auto Refi, ASPL

October 15

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Upstart

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Personal Loans • FinTech • Marketplace Lending • Artificial intelligence • Finance

1001 - 5000

Description

• Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. • Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders. • Upstart’s Auto Refi + Auto Secured Personal Loans team is responsible for scaling our auto refinance and auto secured personal loan product. • As a Senior Software Engineer, you will work closely with cross-functional partners to execute projects across the whole stack. • You're a full stack self-starter who delivers work with quality, testability, resiliency, and maintainability in mind. • Lead successful projects working collaboratively with engineering team members and cross-functional partners. • Make thoughtful architectural decisions to improve the quality of our software. • Propose and deliver new ideas that achieve meaningful improvements to our team’s metrics. • Collaborate with stakeholders to find solutions to our most challenging problems.

Requirements

• 7+ years of professional full stack software development experience (We primarily use Kotlin (Spring), Ruby (Rails), and TypeScript (React) but are open to experience with different stacks) • 4+ years of professional experience with SQL databases and domain modeling • Some experience with a front-end framework like React • Excellent written and verbal communication. As an engineer, a big part of your job will be representing your projects in cross-functional conversations, and you’ll need to tailor your communication style to fit these different audiences’ needs. • Ability to execute independently and deliver projects of varying complexity and sizes with minimal direction. • Comfortable challenging authority. We want engineers who can push back on their managers when they think we’re going down the wrong path. Related: you thrive in environments where you are expected to think like an owner and make decisions like one. • Preference for face-time and synchronous collaboration. We’re a distributed team of remote workers (from coast to coast), and while we predominantly build asynchronously, we prefer facetime when collaborating in a tight feedback loop. You’ll need to be comfortable with a few hours of Zoom per day (e.g. pair/mob programming) to excel in this role.

Benefits

• Competitive Compensation (base + bonus & equity) • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart • 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings • Employee Stock Purchase Plan (ESPP) • Life and disability insurance • Generous holiday, vacation, sick and safety leave • Supportive parental, family care, and military leave programs • Annual wellness, technology & ergonomic reimbursement programs • Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering • Catered lunches + snacks & drinks when working in offices