Underwriter Manager

May 3

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Making homeownership simpler, faster - and most importantly, more accessible. NMLS #330511 | better.com/terms

Mortgage

1001 - 5000

🔥 Funding within the last year

💰 $528M Post-IPO Debt on 2023-08

Description

• Lead a team of Underwriters who will underwrite and decision agency conforming, non-conforming and FHA residential mortgage loans • Work with Underwriting leadership to manage team priorities and achieve department goals • Develop and improve team productivity, performance and loan file quality with ongoing performance management • Foster a positive culture and create positive work experiences • Collaborate cross functionally with adjacent teams (e.g., Processing, Sales, Collateral, Tech, etc.) • Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents • Perform thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations in order to affirm borrower qualifies for loan • Calculate qualifying ratios, determine creditworthiness; provide risk opinions

Requirements

• 7+ years of experience underwriting multitude of FNMA, FHLMC, Non-Conforming, Non-QM, VA and Heloc loans. • Categorical understanding of the mortgage lending process, underwriting methodology and philosophy • Critical thinker with strong decision making ability • Experience thriving in a high volume production environment • Capable of preparing findings reports • Proven ability to improve production and quality metrics • Strong written and verbal communication • Perform well in team environments • The drive to build something new • Management and personnel development experience • VA, FHA, Non-Conforming & Heloc experience a plus

Benefits

• N/A