Senior Credit Risk Analyst

December 11, 2024

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Prosper Marketplace

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Prosper Marketplace is a pioneering financial technology company founded in 2005, known for being the first peer-to-peer lending marketplace in the United States. The company facilitates a range of financial solutions including personal loans, credit cards, and home equity loans, alongside investment opportunities in personal loans. They aim to help individuals improve their financial well-being by offering low-interest fixed-rate personal loans, debt consolidation, credit card solutions, and home equity lines of credit. Prosper Marketplace also promotes financial education through their resources hub, blog, and newsletters. With over $28 billion in loans facilitated, Prosper is dedicated to providing secure, fast, and fair financial services to its users.

peer-to-peer lending • personal loans • alternative investments • online investing • social lending

501 - 1000 employees

Founded 2005

💳 Fintech

💸 Finance

👥 B2C

📋 Description

• The successful candidate will join Prosper’s Credit Risk Management Department • The team leverages advanced analytics tools, cutting edge data and techniques to develop credit strategies that govern automated credit decisions in Prosper’s online marketplace • A Credit Risk Senior Analyst at Prosper can apply advanced statistical techniques, algorithms, and industry tools to develop solutions that predict and prevent credit risk associated with Prosper Personal Loans and Credit Cards products • An ideal candidate should have strong hands-on analytical skills and a passion for solving problems in innovative and effective ways • The faster and more agile risk strategies keep our marketplace competitive and ensure that we continue to deliver on our mission of advancing financial well-being.

🎯 Requirements

• Bachelor's degree in Business, Statistics, Mathematics, Computer Science, Engineering or Economics and 5+ years relevant experience managing credit/ fraud risk OR a Master's degree in above areas with 3+ years relevant experience • Experience managing credit risk and/or fraud and/or data science in consumer lending industry, consumer credit card experience is a plus • Strong analytical and problem-solving skills • Experience using machine learning and statistical models to develop strategies • Must have strong proficiency in SQL, Python and Tableau. Knowledge of R and Knowledge Seeker will be a plus • Fiserv and/or FICO fraud tool experience is a plus • Strong communication skills – ability to communicate technical subject matter clearly and succinctly to other team members and Senior Management team • Knowledge and experience of segmentation, statistical procedures, and financial analytic tools are required • Curious to ask questions, probe into reasons and challenge the status quo • Self-starter and comfortable dealing with ambiguity • Strong ownership and motivation to drive business results • Ability to work in a fast-paced environment and meet deadlines without sacrificing quality

🏖️ Benefits

• The opportunity to collaborate with a team of creative, fun, and driven colleagues on products that have an immediate and significant impact on people's lives • The opportunity to work in a fast-paced environment with experienced industry leaders • Flexible time off, comprehensive health coverage, competitive salary, paid parental leave • Wellness benefits including access to mental health resources, virtual HIIT and yoga workouts • A bevy of other perks including Udemy access, childcare assistance, pet insurance discounts, legal assistance, and additional discounts