Software Engineer

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Upstart

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Personal Loans • FinTech • Marketplace Lending • Artificial intelligence • Finance

1001 - 5000

Description

• About Upstart • Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. • Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. • The Servicing Engineering team plays a crucial role in managing these loans smoothly, maximizing collections, and building strong customer relationships. • As a Software Engineer on our Servicing Engineering team, you’ll work closely with cross-functional partners to identify areas for improvement, automate repetitive tasks, and implement scalable solutions. • Your contributions will be instrumental in delivering exceptional customer experiences, while driving continuous improvement in our servicing capabilities to meet the growing demands of our unique role in the fintech ecosystem. • Work within all areas of the platform from our web interfaces and 3rd party API integrations to backend business logic. • Move quickly to drive both existing and greenfield projects forward, while always keeping our end users in mind. • Make architectural contributions and decisions to improve the reliability of our software and maintainability of our code base. • Help us build our engineering team and make Upstart a genuinely awesome place to work.

Requirements

• Minimum requirements: • 2+ years of experience developing full stack web applications professionally • Proficiency in one or more programming languages • Solid grasp of software development principles and best practices for creating scalable and maintainable systems • Proven ability to effectively analyze and solve complex problems • Preferred qualifications: • Experience with designing, developing, and deploying microservices-based applications • Strong sense of ownership and accountability for the quality and timely delivery of work • Demonstrated ability to take feedback well and actively incorporate it into work, showing a growth mindset and a desire to continuously improve • Ability to thrive both in self-directed work environments and in collaborative settings, contributing positively to team dynamics • Experience with Ruby on Rails and React or NextJS

Benefits

• Competitive Compensation (base + bonus & equity) • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart • 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings • Employee Stock Purchase Plan (ESPP) • Life and disability insurance • Generous holiday, vacation, sick and safety leave • Supportive parental, family care, and military leave programs • Annual wellness, technology & ergonomic reimbursement programs • Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering • Catered lunches + snacks & drinks when working in offices