Lead Automotive Product and Regulatory Counsel

4 hours ago

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Upstart

WebsiteLinkedInAll Job Openings

Personal Loans • FinTech • Marketplace Lending • Artificial intelligence • Finance

1001 - 5000

Description

•About Upstart: Upstart is a leading AI lending marketplace expanding access to affordable credit. •The Team: Provides enterprise-wide legal guidance in product development, marketing, and regulatory matters. •Lead Automotive Product and Regulatory Counsel role focuses on auto lending products and legal framework. •Responsible for legal research, compliance issues, and monitoring industry-specific legal matters. •Build strong relationships within the automotive lending team and stakeholders.

Requirements

•Minimum qualifications: •J.D. degree with superior academic credentials and a state bar membership. •At least 6+ years of experience in a top-tier law firm, government, in-house legal department, and/or fintech/startup experience with at least 3-4 years experience in automotive lending and servicing. •In-depth knowledge of federal and state automotive direct and indirect lending and consumer protection laws, including FCRA, TILA, ECOA, GLBA, UDAAP, EFTA, ESIGN, FDCPA, bankruptcy, and servicing/debt collection laws. •Experience with automotive refinance products, retail installment contracts, automotive servicing, dealer management systems, and automotive dealer partnerships. •Strong communication skills with a demonstrated ability to effectively and proactively provide quick, concise, and practical legal advice involving competing interests. •Preferred qualifications: •Experience with personal loans, mortgage products, and other open and closed-end consumer finance products. •Vendor management and vendor contract negotiation experience. •State licensing and exam experience.

Benefits

•Competitive Compensation (base + bonus & equity) •Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart •401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings •Employee Stock Purchase Plan (ESPP) •Life and disability insurance •Generous holiday, vacation, sick and safety leave •Supportive parental, family care, and military leave programs •Annual wellness, technology & ergonomic reimbursement programs •Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering •Catered lunches + snacks & drinks when working in offices