iBusiness Funding is a software and lender service provider specializing in SBA Small Business Lending.  Our technology, team, and process enable us to support loans from $10,000 to $5 million for our lending partners.  Our technology solutions have been proven to quickly scale our clients’ portfolios without the need for additional overhead. Our flagship product, LenderAI, features End-to-End SBA lending functionality from sales all the way through to servicing.  iBusiness Funding’s vision is to provide the underserved small business community with fast access to inexpensive and reliable working capital through the use of technology and innovation. We were founded in 2013 and are headquartered in Ft. Lauderdale, Florida with offices in San Francisco and Bangalore.

iBusiness Funding

Data Scientist

Analyze and interpret risk data for small business lending portfolio management.

• Collect, analyze, and interpret risk data to identify trends and patterns impacting the lending portfolio.
• Develop and maintain portfolio management models and tools to evaluate creditworthiness of small business loan applicants.
• Monitor and report on key risk indicators, providing actionable insights to senior management.
• Prepare detailed risk reports and presentations for internal stakeholders, highlighting potential risks and recommended mitigation strategies.
• Conduct loss forecasting analysis for the internal portfolio and provide support in interactions with internal finance, collections, capital markets teams, and external investors.
• Perform cash flow and prepayment analysis to calculate net present value and other time value metrics.
• Interact with multiple parts of the business, and various stakeholders to provide expert insight on portfolio risk assessment.
• Work with credit strategy and customer analytics teams to simulate portfolio performance with proposed strategies.
• Support ad-hoc risk analysis and projects as required.

Portfolio Risk Analyst (Data Scientist)

Business Operations & Strategy

Develop credit risk strategies for profitable SME loan growth.

• Responsible for credit risk strategy development supporting profitable growth of the SME loan.
• Lead development, optimization, implementation, and monitoring of credit strategy.
• Develop credit risk strategy, including risk rating, loan amount and loan term restriction.
• Execute all key steps of strategy development and impact analysis.
• Work closely with stakeholders for strategy development and implementation.
• Conduct comprehensive analysis to identify emerging performance trends and recommendations.
• Explore new data sources to assess creditworthiness of SME applications.
• Develop macroeconomic stress scenarios for stress-testing the proposed credit strategy.
• Communicate strategic insights and recommendations.

Senior Credit Strategy Analyst

Sales

Junior Sales Operations Analyst supporting sales insights at iBusiness Funding.

• Analyze sales funnel issues
• Support Sales, Partnerships, and Operations with insights
• Build and maintain reports and dashboards
• Optimize sales and operational efficiency
• Collaborate with leadership on commissions/incentive plans
• Present recommendations to stakeholders
• Create ad-hoc reporting

Jr Sales Operations Analyst

Develops credit risk strategy to support profitable growth in SME lending.

• Responsible for credit risk strategy development supporting profitable growth of SME loan.
• Develop and optimize risk credit strategies; execute all key steps of the strategy development.
• Monitor macroeconomic indicators; develop macroeconomic stress scenarios for stress-testing proposed credit strategy.
• Create comprehensive presentations; effectively communicate strategic insights and recommendations to business partners and leadership.

Credit Strategy Analyst – Data Scientist

Compliance

Manage risk in SBA loan portfolios while ensuring compliance with regulatory guidelines.

• Assist in the oversight of the LSP operations in the SBA Small Loan and Express Loan products
• Review and approve SBA Forms, Lender’s Application for Loan Guaranty
• Perform due diligence on loan file and documentation received prior to Closing
• Interact with closing counsel and deal team to obtain necessary documentation/information regarding the loan file as needed
• Verify completed loan files are delivered timely for Post-Close audits and coordinate the audit process with internal and external partners
• Contribute to the development and maintenance of RCL’s internal Loan Service Provider policies

SBA Compliance Manager (Work from Home)

DevOps

Design, implement, and maintain cloud platform infrastructure for improved funding transparency.

• Responsible for designing, implementing, and maintaining cloud-based platform infrastructure
• Collaborate with product owners, developers, and information security to design, build, and maintain developer tools and processes that enable and evangelize a DevSecOps culture
• Implement and manage CI/CD pipelines to automate software delivery and deployments
• Assist in the management of multiple AWS environments to optimize spend and improve efficiency
• Champion security best practices, including code scanning, vulnerability assessments, and secure coding guidelines
• Work with GitHub, AWS, Python, CloudFormation, CDK, and Atlassian products to streamline development and testing workflows
• Develop and maintain automation scripts and tools to eliminate repetitive tasks
• Stay up-to-date with emerging technologies and industry trends related to DevSecOps
• Identify areas for architecture improvement and process enhancement
• Create and maintain technical documentation and a knowledge base for developers

Sr. DevSecOps Platform Engineer

Backend Engineer

Deliver reliable, scalable solutions for web applications on cloud infrastructure.

• The Python Backend Engineer is a technical role responsible for a broad range of development tasks.
• The overall objective of this role is to deliver reliable, scalable solutions in the context of web applications on a cloud infrastructure.
• We’re looking for leaders.
• You will be required to plan, architect, build and maintain APIs for data extraction and machine learning model inference tasks (MLOps).
• You will be expected to work on scripting backends, databases, CI/CD, containers, and other dev related tasks.
• We will need someone who is a flexible self-starter that has experience delivering impactful results with a team.
• Work closely with Architects, Developers, QA, DevOps and Product Owners to solve complex problems.
• Be a founding and contributing member of our full-stack development team.
• Attend daily stand-up meetings with development team and demo your work each week.
• Thrive in an agile, fast-paced environment.
• Maintain development and production environments and properly deploy changes.

Remote Jobs at iBusiness Funding

iBusiness Funding

Portfolio Risk Analyst (Data Scientist)

iBusiness Funding

Senior Credit Strategy Analyst

iBusiness Funding

Jr Sales Operations Analyst

iBusiness Funding

Credit Strategy Analyst – Data Scientist

iBusiness Funding

SBA Compliance Manager (Work from Home)

iBusiness Funding

Sr. DevSecOps Platform Engineer

iBusiness Funding

Sr. Python Backend Engineer (Work from Home)

iBusiness Funding